Hon. MICHELLE R. ROSENBLATT (Ret.) 

Representative Cases 

 INSURANCE COVERAGE / BAD FAITH 

1900 Avenue of the Stars, Suite 200
Los Angeles, California 90067
Phone:            (310) 201-0010
Case Manager: Christie Woo
Email: christie@adrservices.com

  • Homeowner alleged insurance company acted in bad faith by delaying payment for claims requested after sewage back up caused major damage to the home.  Additionally, homeowner alleged the insurance company purposely denied living expenses that were justified when the family was forced to live outside the home for over four months.
  • Insurance fraud, unlawful business practice claims brought by an insurance company against a law firm alleging the unlawful practice of law by non-lawyers and capping as part of the unlawful business practice.
  • Fraudulent transfer claim brought by an insurance company against a chiropractor and his family members for transferring title to real estate to a family member in order to prevent the insurance company from collecting an anticipated judgment in a qui tam action against the chiropractor for insurance fraud and unlawful business practices.
  • Pre-litigation dispute regarding allegations of billing fraud in which an insurance company investigated a physician who takes patients on medical liens and anticipated filing a qui tam action if the matter did not resolve.
  • Dispute in which an insurance company brought a Qui Tam action against a group of medical providers who the insurance company alleged committed violations of the Insurance code in the way they billed patients with whom they had medical liens due to the patients’ involvement in motor vehicle accident litigation.Action by an Insurance company against a person who was claiming coverage under a homeowner’s policy. The homeowner shot and killed an intruder and was criminally charged with homicide. Following the criminal case and a wrongful death action brought against the homeowner, the mother of the deceased intruder sought coverage from the insurance company that issued the homeowner’s policy. The insurance company in this action challenged the assertion that the loss was covered by the policy on the ground that the insurer only promised to indemnify or defend actions involving bodily injury caused by an accident resulting in bodily injury neither expected nor intended by the insured. 
  • Action brought against an insurance company alleging bad faith in delaying payment for 14 months of underinsured motorist benefits for dental injuries sustained in a motor vehicle accident in which plaintiff’s teeth were knocked out. Plaintiff alleged he sustained emotional distress damages by reason of the delay alone as he could not afford to get his teeth fixed while he waited for the insurance company to pay the claim and he was embarrassed to leave his home or go to his job in the hospitality field without teeth. 
  • Action brought against an insurance company alleging plaintiff’s auto liability policy was “uncapped” by the insurance company’s failure to accept a demand for settlement within policy limits or interplead, and seeking to have the insurance company pay the multi-million dollar judgment. The insurance company defended based upon the evidence that it did issue a settlement check for policy limits but included the hospital’s lien, and Plaintiff refused to accept the payment, making new demands. 
  • Action by an insurance company for declaratory relief seeking a determination that a bar’s liability insurance policy precluded coverage for an attack by a patron that left a dancer with burns over forty percent of her body. The dancer sued her assailant as well as the bar owner, who stipulated to a $10 million judgment and agreed to assign its rights under the insurance policy to the dancer. The insurer rejected the claim and brought this action. 
  • Dispute over coverage under a title policy and whether the title insurance company had a duty to defend its insured, the holders of the first trust deed, against the holder of the second trust deed and whether the denial of the request to provide a defense upon request was in bad faith. 
  • ​Pre-litigation dispute regarding allegations of billing fraud in which an insurance company investigated a physician who takes patients on medical liens and anticipated filing a qui tam action if the matter did not resolve.
  • Dispute in which an insurance company brought a Qui Tam action against a group of medical providers who the insurance company alleged committed violations of the Insurance code in the way they billed patients with whom they had medical liens due to the patients’ involvement in motor vehicle accident litigation.